Coming Soon

Exam-Ready HMDA Reports
Without the Enterprise Price Tag

Upload your address file. Get multi-source geocoded results with a documented audit trail and examiner-ready compliance reports — in minutes, not weeks.

No credit card required · Results in under 5 minutes · Your data stays secure

Built for compliance teams
Exam-Ready Output
256-bit Encryption
Multi-Source Validation
Per-Record Audit Trail

Your HMDA Submission Can Pass Every Edit Check and Still Have Problems

Regulation C requires census tract reporting, but validation only checks format — not whether the right boundary vintage was used, whether the geocoder was consistent, or whether there’s documentation of how each assignment was made. Those questions surface during examination.

Without TractFi
  • ×One-at-a-time geocoder lookups, 20-40 hours per quarter
  • ×No documentation of methodology for examiner review
  • ×Boundary vintage mismatches go undetected
  • ×Inconsistent results across team members and filing periods
With TractFi
  • Upload your entire file — 10 to 10,000 addresses processed in minutes
  • Complete audit trail with per-record methodology documentation
  • Correct boundary vintage pinned to your activity year
  • Deterministic, reproducible results with documented sources

How It Works

Three steps. No sales calls. No 90-day implementation.

Step 1

Upload Your Address File

CSV or Excel, up to 10,000 rows. Single-column addresses or separate fields. Every row is preserved.

Step 2

Review Before You Pay

See validation results and row-level status before authorizing payment. You know exactly what you're getting.

Step 3

Download Compliance Output

Geocoded CSV with 48 demographic columns and per-record audit trail. Free quality report included with every batch.

What You Get

Enterprise compliance features at transparent, self-serve prices.

Examiner-Ready Compliance Reports

Income distribution, LMI analysis, and compliance narrative in a PDF built for the examiner's file.

Multi-Source Geocoding with Audit Trail

Multiple independent geocoding sources with documented methodology for every record. No black boxes.

Census Tract Assignment

Correct boundary vintage for your activity year. Boundary changes detected and flagged automatically.

From $49 Per Batch

Enterprise platforms charge $5K-$15K/year. TractFi gives you documented, audit-ready results at self-serve prices.

Get Founding Member Access

We're opening TractFi to a limited group of founding members first. You'll get early access, locked-in pricing for the life of your account, and a direct line to shape the product.

Founding member pricing locked in·Priority access to new features·Direct feedback channel